Shariah-compliant crypto investing

Trade and stake crypto, or invest in the Large Cap Bundle. Each is independently verified to align with Islamic finance principles and certified by recognised Shariah authorities.

Trust Luno for Shariah-compliant crypto investing

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A regulated exchange offering Shariah-compliant crypto assets

Luno meets standards set by Malaysia's Securities Commission for Islamic crypto investing

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Independently certified staking and bundles

Our staking products and bundles are certified by recognised Islamic finance authorities, including Sharlife and Amanie Advisors

Invest with confidence 

01

Know before you invest

Each Shariah-compliant crypto investment is clearly labeled in the app. Look for the ‘Shariah-compliant’ label next to each eligible asset

02

Independent verification

All Shariah-compliant investments are reviewed by Islamic finance advisory institutions to ensure they avoid riba (interest), gharar (excessive uncertainty), and non-permissible activities

03

Ongoing compliance

Crypto assets are monitored regularly to maintain Shariah standards, with certifications renewed annually

Shariah-compliant

Shariah-compliant

Shariah-compliant

Shariah-compliant staking 

Stake with confidence in assets screened for Shariah compliance.

Choose a bundle that fits your approach

Explore curated bundles designed around different ways to invest.

Invest with peace of mind

More than 10,000 Luno customers invest with confidence in Shariah-compliant crypto assets on the platform

Invest with peace of mind

More than 10,000 Luno customers invest with confidence in Shariah-compliant crypto assets on the platform

Invest with peace of mind

More than 10,000 Luno customers invest with confidence in Shariah-compliant crypto assets on the platform

Frequently asked questions

What makes a crypto asset Shariah-compliant?

A cryptocurrency is considered Shariah-compliant when it avoids riba (interest), gharar (excessive uncertainty), and haram activities. We assess each crypto's underlying technology, use case, and governance to ensure it aligns with Islamic finance principles as defined by the Securities Commission Malaysia.

How is crypto staking halal?

Traditional staking can resemble riba because you earn returns on locked assets. Our Shariah-compliant staking structure has been independently reviewed and certified to ensure rewards are earned through permissible activities like network validation services, not interest-bearing mechanisms. Each staking product is structured differently to meet Shariah requirements.

Who verifies that these investments are actually Shariah-compliant?

All our Shariah-compliant offerings are independently certified by recognised Islamic finance advisory institutions. Amanie Advisors certifies our Ethereum staking, while Sharlife certifies our staking for Solana, Cardano, Avalanche, Cosmos, NEAR Protocol and Polkadot, and our Large Cap Bundle. Additionally, our crypto asset classifications follow standards set by Malaysia’s Securities Commission.

Can I see the Shariah certification documents?

Yes, all certification documents are publicly available. You can view them by clicking "View certificates" in the section above.

Which cryptocurrencies are Shariah-compliant on Luno?

We currently offer 14 Shariah-compliant cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Each asset is clearly labeled with a "Shariah-compliant" badge in the app. The list is reviewed regularly and may be updated as new assets are assessed.

How often are these certifications reviewed?

Our Shariah-compliant products undergo regular reviews to ensure ongoing compliance. Certifications are renewed annually, and we continuously monitor each asset for any changes that might affect its Shariah status.

What happens if an asset loses its Shariah-compliant status?

If an asset no longer meets Shariah standards, we'll notify you immediately and remove the Shariah-compliant label. You'll have the option to hold, sell, or switch to another compliant asset with full transparency about what changed.

Do Shariah-compliant investments perform differently than regular crypto?

Shariah-compliant crypto assets are selected based on their adherence to Islamic principles, not performance criteria.

Apa yang menjadikan aset kripto patuh Syariah?

Mata wang kripto dianggap patuh Syariah apabila tiada penglibatan riba (faedah), gharar (ketidaktentuan melampau) dan aktiviti-aktiviti tidak patuh Syariah. Kami menyemak setiap teknologi asas kripto, kes penggunaan dan sistem tadbir urus untuk memastikan ia selari dengan keperluan Syariah seperti yang digariskan oleh Suruhanjaya Sekuriti Malaysia.

Adakah fungsi Stake kripto halal?

Fungsi Stake biasa boleh menyerupai riba kerana peserta menerima ganjaran dari aset-aset yang dijadikan Stake. Struktur fungsi Stake patuh Syariah kami telah disemak secara bebas untuk memastikan ganjaran diterima melalui aktiviti-aktiviti yang dibenarkan seperti perkhidmatan pengesahan blok dan bukan dari mekanisme berasaskan faedah. Setiap produk Staking direka secara berbeza untuk memenuhi keperluan Syariah.

Siapa yang mengesahkan pelaburan ini sebagai patuh Syariah?

Semua penawaran produk patuh Syariah kami disahkan oleh institusi perundingan Syariah diiktiraf di Malaysia. Amanie Advisors telah mengesahkan fungsi Stake Ethereum, manakala Sharlife telah mengesahkan fungsi Stake Solana, Cardano, Avalanche, Cosmos, NEAR Protocol dan Polkadot serta Large Cap Bundle sebagai patuh Syariah. Manakala klasifikasi aset patuh Syariah mengikuti standard yang ditetapkan oleh Suruhanjaya Sekuriti Malaysia.

Adakah saya boleh menyemak dokumen pengesahan Syariah?

Ya, semua dokumen pengesahan Syariah tersedia untuk disemak oleh pengguna awam. Anda boleh memaparkannya dengan menekan “Paparkan Sijil” di bahagian atas halaman.

Apakah mata wang kripto patuh Syariah di Luno?

Kami kini menawarkan 14 mata wang kripto patuh Syariah, termasuklah Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Setiap aset dilabelkan dengan lencana “Patuh Syariah” di aplikasi Luno. Senarai ini disemak secara berkala dan akan dikemaskini jika terdapat keperluan.

Berapa kerap sijil pengesahan patuh Syariah disemak?

Produk patuh Syariah kami perlu melalui semakan berkala untuk memastikan pematuhan berterusan. Sijil pengesahan diperbaharui setiap tahun dan kami sentiasa mengawasi setiap aset untuk sebarang perubahan status.

Apa akan terjadi jika sesuatu aset kehilangan status patuh Syariah?

Jika sesuatu aset tidak lagi memenuhi piawaian Syariah, pengumuman segera akan dibuat dan label patuh Syariah akan dipadam. Anda mempunyai pilihan untuk menyimpan, jual atau bertukar ke aset-aset patuh Syariah lain dengan ketelusan penuh mengenai perubahan yang berlaku.

Adakah pelaburan patuh Syariah mempunyai prestasi berbeza dengan pelaburan kripto biasa?

Aset kripto patuh Syariah dipilih berdasarkan pematuhannya terhadap prinsip-prinsip Syariah, bukan kriteria prestasi.

What makes a crypto asset Shariah-compliant?

A cryptocurrency is considered Shariah-compliant when it avoids riba (interest), gharar (excessive uncertainty), and haram activities. We assess each crypto's underlying technology, use case, and governance to ensure it aligns with Islamic finance principles as defined by the Securities Commission Malaysia.

How is crypto staking halal?

Traditional staking can resemble riba because you earn returns on locked assets. Our Shariah-compliant staking structure has been independently reviewed and certified to ensure rewards are earned through permissible activities like network validation services, not interest-bearing mechanisms. Each staking product is structured differently to meet Shariah requirements.

Who verifies that these investments are actually Shariah-compliant?

All our Shariah-compliant offerings are independently certified by recognised Islamic finance advisory institutions. Amanie Advisors certifies our Ethereum staking, while Sharlife certifies our staking for Solana, Cardano, Avalanche, Cosmos, NEAR Protocol and Polkadot, and our Large Cap Bundle. Additionally, our crypto asset classifications follow standards set by Malaysia’s Securities Commission.

Can I see the Shariah certification documents?

Yes, all certification documents are publicly available. You can view them by clicking "View certificates" in the section above.

Which cryptocurrencies are Shariah-compliant on Luno?

We currently offer 14 Shariah-compliant cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Each asset is clearly labeled with a "Shariah-compliant" badge in the app. The list is reviewed regularly and may be updated as new assets are assessed.

How often are these certifications reviewed?

Our Shariah-compliant products undergo regular reviews to ensure ongoing compliance. Certifications are renewed annually, and we continuously monitor each asset for any changes that might affect its Shariah status.

What happens if an asset loses its Shariah-compliant status?

If an asset no longer meets Shariah standards, we'll notify you immediately and remove the Shariah-compliant label. You'll have the option to hold, sell, or switch to another compliant asset with full transparency about what changed.

Do Shariah-compliant investments perform differently than regular crypto?

Shariah-compliant crypto assets are selected based on their adherence to Islamic principles, not performance criteria.

Apa yang menjadikan aset kripto patuh Syariah?

Mata wang kripto dianggap patuh Syariah apabila tiada penglibatan riba (faedah), gharar (ketidaktentuan melampau) dan aktiviti-aktiviti tidak patuh Syariah. Kami menyemak setiap teknologi asas kripto, kes penggunaan dan sistem tadbir urus untuk memastikan ia selari dengan keperluan Syariah seperti yang digariskan oleh Suruhanjaya Sekuriti Malaysia.

Adakah fungsi Stake kripto halal?

Fungsi Stake biasa boleh menyerupai riba kerana peserta menerima ganjaran dari aset-aset yang dijadikan Stake. Struktur fungsi Stake patuh Syariah kami telah disemak secara bebas untuk memastikan ganjaran diterima melalui aktiviti-aktiviti yang dibenarkan seperti perkhidmatan pengesahan blok dan bukan dari mekanisme berasaskan faedah. Setiap produk Staking direka secara berbeza untuk memenuhi keperluan Syariah.

Siapa yang mengesahkan pelaburan ini sebagai patuh Syariah?

Semua penawaran produk patuh Syariah kami disahkan oleh institusi perundingan Syariah diiktiraf di Malaysia. Amanie Advisors telah mengesahkan fungsi Stake Ethereum, manakala Sharlife telah mengesahkan fungsi Stake Solana, Cardano, Avalanche, Cosmos, NEAR Protocol dan Polkadot serta Large Cap Bundle sebagai patuh Syariah. Manakala klasifikasi aset patuh Syariah mengikuti standard yang ditetapkan oleh Suruhanjaya Sekuriti Malaysia.

Adakah saya boleh menyemak dokumen pengesahan Syariah?

Ya, semua dokumen pengesahan Syariah tersedia untuk disemak oleh pengguna awam. Anda boleh memaparkannya dengan menekan “Paparkan Sijil” di bahagian atas halaman.

Apakah mata wang kripto patuh Syariah di Luno?

Kami kini menawarkan 14 mata wang kripto patuh Syariah, termasuklah Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Setiap aset dilabelkan dengan lencana “Patuh Syariah” di aplikasi Luno. Senarai ini disemak secara berkala dan akan dikemaskini jika terdapat keperluan.

Berapa kerap sijil pengesahan patuh Syariah disemak?

Produk patuh Syariah kami perlu melalui semakan berkala untuk memastikan pematuhan berterusan. Sijil pengesahan diperbaharui setiap tahun dan kami sentiasa mengawasi setiap aset untuk sebarang perubahan status.

Apa akan terjadi jika sesuatu aset kehilangan status patuh Syariah?

Jika sesuatu aset tidak lagi memenuhi piawaian Syariah, pengumuman segera akan dibuat dan label patuh Syariah akan dipadam. Anda mempunyai pilihan untuk menyimpan, jual atau bertukar ke aset-aset patuh Syariah lain dengan ketelusan penuh mengenai perubahan yang berlaku.

Adakah pelaburan patuh Syariah mempunyai prestasi berbeza dengan pelaburan kripto biasa?

Aset kripto patuh Syariah dipilih berdasarkan pematuhannya terhadap prinsip-prinsip Syariah, bukan kriteria prestasi.

What makes a crypto asset Shariah-compliant?

A cryptocurrency is considered Shariah-compliant when it avoids riba (interest), gharar (excessive uncertainty), and haram activities. We assess each crypto's underlying technology, use case, and governance to ensure it aligns with Islamic finance principles as defined by the Securities Commission Malaysia.

How is crypto staking halal?

Traditional staking can resemble riba because you earn returns on locked assets. Our Shariah-compliant staking structure has been independently reviewed and certified to ensure rewards are earned through permissible activities like network validation services, not interest-bearing mechanisms. Each staking product is structured differently to meet Shariah requirements.

Who verifies that these investments are actually Shariah-compliant?

All our Shariah-compliant offerings are independently certified by recognised Islamic finance advisory institutions. Amanie Advisors certifies our Ethereum staking, while Sharlife certifies our staking for Solana, Cardano, Avalanche, Cosmos, NEAR Protocol and Polkadot, and our Large Cap Bundle. Additionally, our crypto asset classifications follow standards set by Malaysia’s Securities Commission.

Can I see the Shariah certification documents?

Yes, all certification documents are publicly available. You can view them by clicking "View certificates" in the section above.

Which cryptocurrencies are Shariah-compliant on Luno?

We currently offer 14 Shariah-compliant cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Each asset is clearly labeled with a "Shariah-compliant" badge in the app. The list is reviewed regularly and may be updated as new assets are assessed.

How often are these certifications reviewed?

Our Shariah-compliant products undergo regular reviews to ensure ongoing compliance. Certifications are renewed annually, and we continuously monitor each asset for any changes that might affect its Shariah status.

What happens if an asset loses its Shariah-compliant status?

If an asset no longer meets Shariah standards, we'll notify you immediately and remove the Shariah-compliant label. You'll have the option to hold, sell, or switch to another compliant asset with full transparency about what changed.

Do Shariah-compliant investments perform differently than regular crypto?

Shariah-compliant crypto assets are selected based on their adherence to Islamic principles, not performance criteria.

Apa yang menjadikan aset kripto patuh Syariah?

Mata wang kripto dianggap patuh Syariah apabila tiada penglibatan riba (faedah), gharar (ketidaktentuan melampau) dan aktiviti-aktiviti tidak patuh Syariah. Kami menyemak setiap teknologi asas kripto, kes penggunaan dan sistem tadbir urus untuk memastikan ia selari dengan keperluan Syariah seperti yang digariskan oleh Suruhanjaya Sekuriti Malaysia.

Adakah fungsi Stake kripto halal?

Fungsi Stake biasa boleh menyerupai riba kerana peserta menerima ganjaran dari aset-aset yang dijadikan Stake. Struktur fungsi Stake patuh Syariah kami telah disemak secara bebas untuk memastikan ganjaran diterima melalui aktiviti-aktiviti yang dibenarkan seperti perkhidmatan pengesahan blok dan bukan dari mekanisme berasaskan faedah. Setiap produk Staking direka secara berbeza untuk memenuhi keperluan Syariah.

Siapa yang mengesahkan pelaburan ini sebagai patuh Syariah?

Semua penawaran produk patuh Syariah kami disahkan oleh institusi perundingan Syariah diiktiraf di Malaysia. Amanie Advisors telah mengesahkan fungsi Stake Ethereum, manakala Sharlife telah mengesahkan fungsi Stake Solana, Cardano, Avalanche, Cosmos, NEAR Protocol dan Polkadot serta Large Cap Bundle sebagai patuh Syariah. Manakala klasifikasi aset patuh Syariah mengikuti standard yang ditetapkan oleh Suruhanjaya Sekuriti Malaysia.

Adakah saya boleh menyemak dokumen pengesahan Syariah?

Ya, semua dokumen pengesahan Syariah tersedia untuk disemak oleh pengguna awam. Anda boleh memaparkannya dengan menekan “Paparkan Sijil” di bahagian atas halaman.

Apakah mata wang kripto patuh Syariah di Luno?

Kami kini menawarkan 14 mata wang kripto patuh Syariah, termasuklah Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Ripple (XRP), Solana (SOL), Polygon (POL), Avalanche (AVAX), Chainlink (LINK), Uniswap (UNI), Cosmos (ATOM), Litecoin (LTC), Stellar (XLM), Bitcoin Cash (BCH), Polkadot (DOT). Setiap aset dilabelkan dengan lencana “Patuh Syariah” di aplikasi Luno. Senarai ini disemak secara berkala dan akan dikemaskini jika terdapat keperluan.

Berapa kerap sijil pengesahan patuh Syariah disemak?

Produk patuh Syariah kami perlu melalui semakan berkala untuk memastikan pematuhan berterusan. Sijil pengesahan diperbaharui setiap tahun dan kami sentiasa mengawasi setiap aset untuk sebarang perubahan status.

Apa akan terjadi jika sesuatu aset kehilangan status patuh Syariah?

Jika sesuatu aset tidak lagi memenuhi piawaian Syariah, pengumuman segera akan dibuat dan label patuh Syariah akan dipadam. Anda mempunyai pilihan untuk menyimpan, jual atau bertukar ke aset-aset patuh Syariah lain dengan ketelusan penuh mengenai perubahan yang berlaku.

Adakah pelaburan patuh Syariah mempunyai prestasi berbeza dengan pelaburan kripto biasa?

Aset kripto patuh Syariah dipilih berdasarkan pematuhannya terhadap prinsip-prinsip Syariah, bukan kriteria prestasi.

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